Zuhriyah, Qurrotul Aini. “The Behavior of Using Digital Money (E-Money) in the Millennial Generation Based on Islamic Perspective ”. Open Access Indonesia Journal of Social Sciences 5, no. 5 (October 5, 2022): 829-835. Accessed August 26, 2025. https://www.journalsocialsciences.com/index.php/oaijss/article/view/133.